Power out?
Money in.

Adaptive provides parametric insurance policies that keep businesses covered and calm during power outages.

Coming soon...

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The grid isn’t prepared for extreme weather. But you can be.

+78%

Power outages are happening more often

The last decade saw a 78% increase in the amount of power outages nationwide

$150B

They pose both a climate and a business risk

From replacing spoiled inventory to paying back employees, American businesses lose $150B annually due to power outages

$0

And no one is covered

Traditional business insurance provides no compensation when a power outage hits.

We help make sure you don’t lose money when you lose power.

FPO

We help make sure you don’t lose money when you lose power.

FPO

How Adaptive works

01

Build a policy for your needs

Tell us how long an outage has to be for your business to start feeling the impact, and how much money you’d need to recover.

01

Build a policy for your needs

Tell us how long an outage has to be for your business to start feeling the impact, and how much money you’d need to recover.

02

Get relief when an outage happens (not just if there’s damage)

Avoid the hassle of traditional claims. Adaptive Insurance policies are parametric, meaning customers are paid seamlessly when the event occurs.

03

You choose how to spend your claim money

Pay your employees, fix storm damage, or replace spoiled inventory. We make sure you’re paid, then we stay out of your business.

Get a quote in seconds

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