Power out?
Money in.

Adaptive’s parametric insurance solutions help businesses build resilience against losses caused by weather events.

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The grid isn’t prepared for extreme weather. But you can be.

Power outages are happening more often

+78%

+78%

The last decade saw a 78% increase in the amount of power outages nationwide

They pose both a climate and a business risk

$150B

$150B

From replacing spoiled inventory to paying back employees, American businesses lose $150B annually due to power outages

And no one is covered

$0

$0

Traditional business insurance provides no compensation when a short-duration power outage hits.

+78%

+78%

Power outages are happening more often

The last decade saw a 78% increase in the amount of power outages nationwide

$150B

$150B

They pose both a climate and a business risk

From replacing spoiled inventory to paying back employees, American businesses lose $150B annually due to power outages

$0

$0

And no one is covered

Traditional business insurance provides no compensation when a short-duration power outage hits

We help make sure you don’t lose money when you lose power.

FPO

We help make sure you don’t lose money when you lose power.

FPO

How Adaptive Works

01

Get coverage for power outages

When traditional insurance falls short, Adaptive's parametric solutions help protect businesses from risks that may go uncovered.

01

Build a policy for your needs

Tell us how long an outage has to be for your business to start feeling the impact, and how much money you’d need to recover.

02

Get peace of mind

When the power goes out, we confirm the duration through real-time data sources and get our customers paid the agreed-upon amount, often within just days.

03

Get up and running - quickly

How our customers spend their money is entirely up to them: Pay employees, fix storm damage, or replace lost inventory.

Adaptive

Get a quote in seconds

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Speak with an agent

Powering financial relief for business owners across the country

Power outage coverage is one of many Adaptive Insurance parametric products. We are building solutions to also help businesses with losses from:

Wind

Wind

.

Precipitation

Precipitation

(too much and too little)

Wildfires

Wildfires

.

Temperature fluctuations

Temperature fluctuations

(heat and cold)

Flood

Flood

.