Power out?
Money in.

Protect your business against financial losses from power outages with Adaptive's parametric insurance solutions.

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The grid isn’t prepared for extreme weather. But you can be.

Power outages are happening more often

+78%

+78%

The last decade saw a 78% increase in the amount of power outages nationwide

They pose both a climate and a business risk

$150B

$150B

From replacing spoiled inventory to paying back employees, American businesses lose $150B annually due to power outages

And no one is covered

$0

$0

Traditional business insurance provides no compensation when a power outage hits.

+78%

+78%

Power outages are happening more often

The last decade saw a 78% increase in the amount of power outages nationwide

$150B

$150B

They pose both a climate and a business risk

From replacing spoiled inventory to paying back employees, American businesses lose $150B annually due to power outages

$0

$0

And no one is covered

Traditional business insurance provides no compensation when a power outage hits

We help make sure you don’t lose money when you lose power.

FPO

We help make sure you don’t lose money when you lose power.

FPO

How Adaptive Works

01

Build a policy for your needs

Simply choose an outage period and a coverage amount

Decide how long before your business starts feeling the impact of a power outage and how much money you'd need to quickly recover.

01

Build a policy for your needs

Tell us how long an outage has to be for your business to start feeling the impact, and how much money you’d need to recover.

02

Get relief when an outage happens

We verify the outage with third-party data

When the event occurs, we confirm it happened and get you paid, often within just days.

03

You choose how to spend your money

You know best how to get your business up and running

Pay your employees, fix storm damage, or replace lost inventory. How you spend the money for your business is entirely up to you.

Adaptive

Get a quote in seconds

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Powering financial relief for business owners across the country

Power outage coverage is one of many Adaptive Insurance parametric products. We are building solutions to also help businesses with losses from:

Wind

Wind

.

Precipitation

Precipitation

(too much and too little)

Wildfires

Wildfires

.

Temperature fluctuations

Temperature fluctuations

(heat and cold)

Flood

Flood

.