Coverage

Commercial

TIV < $15M, buy down to $5K

TIV > $15M, buy down to $10K

Maximum: $5M in coverage

Minimum: $5K in coverage

Residential

TIV at least $250k

Maximum: $1M in coverage

Minimum: $5k in coverage

Adaptive’s Deductible Buy-Back helps weather the storm

Lowers Out of 
Pocket Expenses

With rising wind/hail deductibles, property owners face potentially painful out-of-pocket costs. Deductible Buy-Back lets them bring costs down to as little as $5K.

Fills the Gaps

Our stand-alone product complements policies you already offer and provides a solution that traditional insurance doesn’t. Which means more value for your customers and new revenue opportunities for you.

Gives Lenders Confidence

Lenders recognize a critical risk with higher deductibles: borrowers who can’t afford repairs after a loss. Deductible Buy-Back gives lenders confidence that their asset retains its value.

Offers Real Value

Help your clients manage cash flow, out-of-pocket expenses, and lender requirements with a solution that bridges the gap when an unplanned loss means capital is critical.

Fills the Gaps

Our stand-alone product complements policies you already offer and provides a solution that traditional insurance doesn’t. Which means more value for your customers and new revenue opportunities for you.

Addresses Growing Concerns

With weather events costing U.S. businesses $1B every three weeks and traditional insurance narrowing the coverage they offer, consumers have fewer options. Until now.

Providing peace of mind and financial relief for business and home owners across the country.

Our Deductible Buy-Back coverage isn’t the only Adaptive solution to help businesses build resilience against emerging climate risks. Check out GridProtect, parametric insurance that provides coverage for short-duration power outages.