Adaptive offers a deductible buy-back solution for your commercial and residential clients at a time when capital is critical.
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Commercial
TIV < $15M, buy down to $5K
TIV > $15M, buy down to $10K
Maximum: $5M in coverage
Minimum: $5K in coverage
Residential
TIV at least $250k
Maximum: $1M in coverage
Minimum: $5k in coverage


With rising wind/hail deductibles, property owners face potentially painful out-of-pocket costs. Deductible Buy-Back lets them bring costs down to as little as $5K.

Our stand-alone product complements policies you already offer and provides a solution that traditional insurance doesn’t. Which means more value for your customers and new revenue opportunities for you.

Lenders recognize a critical risk with higher deductibles: borrowers who can’t afford repairs after a loss. Deductible Buy-Back gives lenders confidence that their asset retains its value.

Help your clients manage cash flow, out-of-pocket expenses, and lender requirements with a solution that bridges the gap when an unplanned loss means capital is critical.

Our stand-alone product complements policies you already offer and provides a solution that traditional insurance doesn’t. Which means more value for your customers and new revenue opportunities for you.

With weather events costing U.S. businesses $1B every three weeks and traditional insurance narrowing the coverage they offer, consumers have fewer options. Until now.

Our Deductible Buy-Back coverage isn’t the only Adaptive solution to help businesses build resilience against emerging climate risks. Check out GridProtect, parametric insurance that provides coverage for short-duration power outages.