Electronic Agreement

Last Updated: January 2025

This Electronic Agreement ("Agreement") is a legally binding agreement between you ("User," "you," or "your") and Adaptive Insurance ("Adaptive," "we," "us," or "our"). By accessing, using, or purchasing our products or services ("Services") through our website, mobile applications, or other digital platforms (collectively, the "Platform"), you agree to the terms of this Agreement. Please read this Agreement carefully before proceeding.

Acceptance of Terms

By clicking "Accept," "Agree," or a similar button or checkbox, or by otherwise using our Platform, you consent to the terms and conditions outlined in this Agreement. This Agreement is legally enforceable as if it were a signed written document.

Consent to Electronic Communications

Scope of Consent: You agree to receive all communications, disclosures, notices, and documents (collectively, "Communications") electronically. This includes, but is not limited to, insurance policy information, billing details, updates, and regulatory notices.
Delivery Method: Communications will be delivered via email, through the Platform, or by other digital means.
Hardware and Software Requirements: You must have access to a device with internet connectivity, a supported browser, and the ability to view PDF documents. It is your responsibility to ensure that you maintain the necessary technology to receive and retain Communications.

Electronic Signatures

By using the Platform, you acknowledge and agree that:

Your electronic signature (e.g., clicking a button or typing your name) has the same legal force as a handwritten signature.
You will not contest the validity or enforceability of electronic signatures under applicable laws.