
Agents
Be the agent your clients will thank.
When you offer products that truly provide value, you’re not just selling insurance — you’re helping build resilience. Adaptive helps you bring real solutions to clients who need them.
Modern products. Meaningful coverage. Business you’re proud of.
Bind in Minutes
10 Minute Onboarding
Competitive Commissions
Bulk Pre-Quote
What We Offer
Adaptive provides specialty insurance solutions that fill the gaps left by traditional insurance, giving you and your clients peace of mind.
Help close the protection gap with our specialty solutions

Power Outage Coverage
Off-premise parametric coverage for short-duration power outages.

Deductible Buy-Back
Wind/Hail Deductible Buy-Back for residential and commercial clients.
Quote, bind, and issue a policy online in under 5 minutes.
Paid at the beginning of the month.
You can be up and running in less than 10 minutes.
Bulk pre-quote your existing book of business.
How to Sell Adaptive
Some common challenges and suggestions to overcome them.
“I already have insurance, why do I need this?”
Your exposure is higher than you may realize. For about the cost of a daily coffee, you won't have to write a $10,000 check after something happens.
“We’re trying to cut costs.”
Think of it as preparing today so there’s one less financial surprise tomorrow — and it means you’re in control of the outcome, not the weather.
“Let me think about it.”
Since we’re already here, adding Adaptive’s coverage takes no extra time, just one more line of protection on top of what we’re already putting in place.
“We’ve been here 20 years and never had an issue.”
Adaptive’s data shows the weather events and patterns historically used to gauge risk becoming outdated — the 100-year storms are happening every 5-10 years — so more current data is a better indicator of what will happen.
“This feels complicated.”
It’s designed to be simple. It works alongside your existing insurance and is just one extra line in your coverage. You won’t even notice until it saves you $30,000.
Adaptive protects your clients’ wallets from costs that primary insurance doesn’t cover.
Who We Work With
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